/*

	Name:	BankBalance.java

	....

	Goal:	p.141

*/

import java.util.Scanner;

public class BankBalance
{
	public static final double PEN = 8.0;
	public static final double RATE = 0.02;

	public static void main(String[] args)
	{
		Scanner keyboard = new Scanner(System.in);
		double balance;

		// prompt a msg
		System.out.print("Enter your checking account balance: $");

		// read balance from kb
		balance = keyboard.nextDouble();

		System.out.println("Original balance: $" + balance);

		if (balance >= 0)
			balance += RATE * balance /12;
		else
			balance -= PEN;

		System.out.print("After adjusting for a month ");
		System.out.println("of interst and penalties, ");
		System.out.println("Your new balance is $" + balance);

		System.out.println("\n\n\n\nByebye.\n\n\n\n");
	}
}