//
//James Waltersdorf
//Prof. Ames
//

#include <iostream>
#include <iomanip>
using namespace std;

int main ()
{

//	Variables

    int
	loan,		//Amount of loan
	n, 		//months
	k;		//number of payment	    	

    float
	payment,	//payment needed for loan
	i,		//interest rate
	balance;	//the remaining amount to be paid

// 	Input

cout << "Welcome to the Loan Analysis program! ";
cout << "Please enter the Amount of your loan "; 
cin >> loan;
cout << "Now enter your annual interest rate (as a decimal) ";
cin >> i;
cout << "Finally please enter your total number of monthly playments ";
cin >> n;
cout << "To find out what your pending balance to be paid is please enter the number of the payment you are on ";
cin >> k;

//	Processing

payment = ((pow (1 + (i / 12) , n)) / (pow (1 + (i / 12) , n) - 1)) * loan 
* (i / 12);
balance =  payment * ((1 - (pow (1 + (i/12) , k-n))) / (i / 12));

//	Output
cout << fixed;

cout << "\n\n*****************************************";
cout << "\n        Loan Analysis Results            ";
cout << "\n*****************************************";
cout << "\n\n	Annual Interest Rate:		%" << i;
cout << setprecision(2);
cout << "\n	Number of Monthly Payments:	" << n;
cout << "\n	Loan Amount:			$" << loan;
cout << "\n	Monthly Payment:		$" << payment;
cout << "\n	Balance Remaining:		$" << k;
cout << "\n" ;



	return 0;
}